What Women Need to Know to Help Maximize Their Retirement Income

Hosted By: Cetera Investors- Houston Team
Guest Speaker: Ryan N. Elder, AIF®, CLTC®, NSSA®

Rules and strategies you need to know:
• How you may receive a spousal benefit while your
own benefit builds delayed credits
• How to switch from one benefit to another to
have income now and later
• Why you and your husband can’t both receive
spousal benefits on each other’s record at the
same time
• What you need to do to get divorced-spouse
benefits
• What you MUST consider before remarrying