SOCIAL SECURITY, MEDICARE,
& TAX PLANNING

As you approach retirement, it’s more important than ever to understand the role Social Security and Medicare benefits play in your overall retirement income. Poor choices through misunderstanding or ignorance of the rules can result in people paying more taxes, surcharges, and penalties than necessary. As a result, they may see their savings drop faster.
Please join us to answer the following important questions:

•When should I take my Social Security?
•How do I coordinate and maximize my benefits?
•When and how do I apply for my Medicare benefits?
•How does my tax situation change in retirement?
•Is it possible to reduce my tax liabilities throughout retirement?
•Your situation is unique, your retirement plan should be too!

Your presenters for this evening will be Michael Sanchez and Esteban Flores. Your guest speaker will be Ryan N. Elder, NSSA, CLTC, AIF. They are dedicated to helping Houston area residents invest prudently for their retirement with the help of Social Security.